Traditional asset allocation is about dividing your assets among shares, bonds, property and cash. The idea is to maximize return for a level of risk, using diversification. We go deeper to explain the underlying nature of each asset classes and propose a more modern framework.  The starting point is the three Super Asset Classes:

• Capital assets
• Consumable/Transformable assets
• Store of value assets  

We illustrate why the traditional framework has two weaknesses:

• Over allocating to one asset class - Capital Assets
• Ignores an important asset class we see as the fourth asset class - Human capital

Links below are to content recently added to the Overview Section:

• Asset Allocation Theory
• The Super Asset Classes
• Human Capital
• Risk Premia
• Capital Assets
• Store of Values
• Consumable or Transformable Assets
• The Equity Market

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